KYC Reliance using Sumsub

Reuse existing Sumsub KYC data to eliminate redundant user verification

KYC Reliance allows you to reuse existing KYC (Know Your Customer) verification data from Sumsub to eliminate redundant identity verification for your users. If your users have already completed KYC through your Sumsub integration, OZZOBiT can accept that verification instead of requiring them to go through KYC again.

Overview

Traditional crypto onboarding requires users to complete KYC verification with each service provider. This creates friction and poor user experience. With OZZOBiT's KYC Reliance feature powered by Sumsub, you can share verified KYC data so users only need to verify their identity once.

The Problem

Challenge	Impact
Repeated KYC	Users must submit ID documents multiple times across different services
Longer time-to-transaction	Each KYC review adds minutes to hours before a user can transact
Higher drop-off	Users abandon flows when asked to upload documents yet again
Poor UX perception	Redundant verification makes your product feel unprofessional

The Solution

Feature	Benefit
Reuse existing KYC	Accept Sumsub-verified identities without re-verification
Instant approval	Already-verified users get instant access to OZZOBiT
Reduced friction	One-time KYC shared across your platform and OZZOBiT
Better conversion	Fewer steps mean more completed transactions

Prerequisites

Active Sumsub Account

You must have an active Sumsub account with KYC verification already implemented in your application.

OZZOBiT Partner Account

You need an active OZZOBiT partner account with API access enabled.

Feature Enablement

Contact OZZOBiT support to enable KYC Reliance on your partner account. This feature must be explicitly enabled.

How It Works

User Completes KYC on Your Platform

User uploads documents and completes identity verification via your Sumsub integration.

Sumsub Verifies & Approves

Sumsub reviews the submitted documents and approves the KYC verification.

You Pass External ID to OZZOBiT

Your application sends the Sumsub applicant ID (externalUserId) to OZZOBiT when initiating a transaction.

OZZOBiT Validates KYC Status

OZZOBiT queries Sumsub to confirm the KYC status and level for this user.

User Proceeds Without Re-KYC

If KYC is valid, the user proceeds directly to payment without additional verification.

Quick Setup Guide

javascriptjavascript

// When creating a widget URL or API call, include:
// The externalUserId from your Sumsub verification

// Widget URL approach
https://OZZOBiT.com/global?apiKey=YOUR_KEY&kycExternalUserId=SUMSUB_APPLICANT_ID

// Whitelabel API approach
POST /api/v2/kyc/reliance/submit
{
  "partnerCustomerId": "your-user-id",
  "externalKycData": {
    "provider": "sumsub",
    "applicantId": "SUMSUB_APPLICANT_ID"
  }
}

Supported KYC Levels

Level	Name	Requirements	OZZOBiT Equivalent
Tier 0	Basic	Email/Phone only	Unverified - Low limits
Tier 1	Light	Personal info + Selfie	Verified - Standard limits
Tier 2	Standard	ID document + Selfie + Proof of address	Fully Verified - High limits
Tier 3	Enhanced	Full enhanced due diligence	Enterprise limits

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Getting Started

To enable KYC Reliance for your account, contact your OZZOBiT account manager or reach out through the Partner Support Hub.